Terms and Privacy Statement for Learn-Your-IQ.com | Learn-Your IQ

Terms and Privacy: Learn-Your-IQ.com

Terms and Privacy learn-your-iq.com Web Site Agreement: The learn-your-iq.com Web Site (the “Site”) is an online information service provided by learn-your-iq.com (“learn-your-iq.com “), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. learn-your-iq.com MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions. The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are learn-your-iq.com, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to learn-your-iq.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to learn-your-iq.com by all means and in any media now known or hereafter developed. You also grant to learn-your-iq.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against learn-your-iq.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to learn-your-iq.com.

TRADEMARKS. Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of learn-your-iq.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners. 2. Use of the Site. You understand that, except for information, products or services clearly identified as being supplied by learn-your-iq.com, learn-your-iq.comdoes not operate, control or endorse any information, products or services on the Internet in any way. Except for learn-your-iq.com- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with learn-your-iq.com a. You also understand that learn-your-iq.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. learn-your-iq.com PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND learn-your-iq.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. learn-your-iq.com DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. learn-your-iq.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS. LIMITATION OF LIABILITY IN NO EVENT WILL learn-your-iq.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF learn-your-iq.com OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, learn-your-iq.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. learn-your-iq.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-learn-your-iq.com web site, please understand that it is independent from learn-your-iq.com, and that learn-your-iq.com has no control over the content on that web site. In addition, a link to a learn-your-iq.com web site does not mean that learn-your-iq.com endorses or accepts any responsibility for the content, or the use, of such web site. 3. Indemnification. You agree to indemnify, defend and hold harmless learn-your-iq.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service. 4. Third Party Rights. The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of learn-your-iq.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf. 5.Term; Termination. This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement. 6.Miscellaneous. This Agreement shall all be governed and construed in accordance with the laws of Canada applicable to agreements made and to be performed in Canada. You agree that any legal action or proceeding between learn-your-iq.com and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Canada . Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. learn-your-iq.com’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. learn-your-iq.com may assign its rights and duties under this Agreement to any party at any time without notice to you. Any rights not expressly granted herein are reserved. COPYRIGHT NOTICE.© 1999-2004 PriorityDigital.com Prepared for: learn-your-iq.com ,All rights reserved. Get your own free disclaimer on-line here. Additionally: By using the Web pages hosted by learn-your-iq.com and/or its various divisions and subsidiaries, you agree to the following terms and conditions: · The materials posted on these pages by learn-your-iq.com may be retrieved solely for your own personal use and may be downloaded to your own hard disk or sent to a printer solely for that purpose. You may not otherwise copy, modify or distribute the contents of these pages without the express permission of the owners of learn-your-iq.com. Henceforth, the owners will be referred to as learn-your-iq.com. · Portions of these pages provide users an opportunity to exchange ideas and information. The ideas and information posted do not necessarily reflect the views of learn-your-iq.com. While using these pages, you may not post, transmit, or otherwise distribute any material that may be unlawful, obscene, defamatory, threatening, infringing on any copyright or other rights of others, or damaging to software or hardware. You may not advertise or solicit on these pages without learn-your-iq.com’s express permission. · Learn-your-iq.com reserves the right, which it may or may not exercise, to review, edit or delete any material that it deems to be inappropriate or in violation of these Terms and Conditions of Use.

NOTWITHSTANDING THE ABOVE, LEARN-YOUR-IQ.COM EXPRESSLY DISCLAIMS ANY RESPONSIBILITY OR LIABILITY FOR ANY MATERIAL COMMUNICATED BY THIRD PARTIES THROUGH THESE PAGES OR FOR ANY CLAIMS, DAMAGES OR LOSSES RESULTING FROM THE USE THEREOF.

· By posting or submitting material to these pages you represent that you have all necessary rights in and to such material and that such material will not infringe on any personal or proprietary rights of any third parties. You authorize learn-your-iq.com to use and/or authorize others to use such material in any manner or medium. · You may obtain access to other sites on the Internet through these pages. By providing this service Learn-your-iq.com is not undertaking any responsibility or liability for information or publications of third parties on the Internet even if you access them through these pages.

· LEARN-YOUR-IQ.COM MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THESE PAGES OR THEIR CONTENTS (INCLUDING WITHOUT LIMITATION MATERIAL COMMUNICATED BY THIRD PARTIES), WHICH ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. LEARN-YOUR-IQ.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THESE PAGES. LEARN-YOUR-IQ.COM MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE SERVICES PROVIDED BY THESE PAGES WILL BE UNINTERRUPTED, ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE PAGES OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE FROM VIRUSES, WORMS OR OTHER HARMFUL COMPONENTS. LEARN-YOUR-IQ.COM ALSO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE VIA THESE PAGES IS ACCURATE, COMPLETE OR CURRENT. · IN NO EVENT SHALL LEARN-YOUR-IQ.COM, ITS EMPLOYEES OR AGENTS, OR ANYONE ELSE WHO HAS BEEN INVOLVED IN THE CREATION, PRODUCTION, OR DELIVERY OF THESE PAGES BE LIABLE FOR ANY DIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, SUCH AS, BUT NOT LIMITED TO, LOSS OF ANTICIPATED PROFITS, BENEFITS, USE, OR DATA RESULTING FROM THE USE OF THESE PAGES. · These pages are controlled and operated by Learn-your-iq.com in Canada. Learn-your-iq.com makes no representation that materials on these pages are appropriate or available for use in other locations. Those who choose to access these pages from other locations do so on their own initiative and are responsible for compliance with local laws. These Terms and Conditions of Use shall be construed and enforced in accordance with the laws of the Province of Alberta, Canada. Any action to enforce these Terms and Conditions of Use shall be brought in the federal or state courts located in Alberta. · Learn-your-iq.com reserves the right to change these Terms and Conditions of Use at any time without notice.

Privacy Information

Learn-your-iq.com recognizes the importance of protecting the information that we collect from customers during the process of registering for a service, product, newsletter, or membership area of a Learn-your-iq.com site. It is our policy to use the information we acquire through the registration process or through user postings at our sites for internal business uses only. Gathering this information helps us develop Web sites and products to match your interests. You should be aware that personal information–such as your name or e-mail address–that you voluntarily disclose on bulletin boards or in chat areas that are accessible to other users could be collected and disclosed by others. Learn-your-iq.com cannot take any responsibility for such collection or disclosure. Occasionally, Learn-your-iq.com uses “cookies” to store pertinent user information during a session. Cookies are small pieces of information that are stored in a designated file on your computer. Children’s On-line Privacy Information The following paragraphs summarize Learn-your-iq.com’s policy regarding the collection and use of personal information about children. Types of personal information collected: Under the Children’s Online Privacy Protection Act, “personal information” is defined as individually identifiable information such as a first and last name, a home or other physical address including street name and city or town, an e-mail address, a telephone number, a Social Security number, or persistent identifiers such as customer or processor serial numbers held in a cookie, where the identifier is associated with individually identifiable information. Cookies are small pieces of information that are stored in a designated file on a user’s computer. Learn-your-iq.com usually does not collect personal information, as defined under the Children’s Online Privacy Protection Act. We collect and use only as much information about children as necessary for the activity, and do not condition participation in any on-line activity on the disclosure of more personal information than is reasonably necessary. Occasionally, we use cookies to store pertinent user information during a session. Use of personal information: We contact children by e-mail only in response to their requests for information or assistance. If, however, a child voluntarily discloses personal information–such as a name or e-mail address–on bulletin boards or in chat areas that are accessible to other users, then such information could be collected and disclosed by others. Learn-your-iq.com cannot take any responsibility for such collection or disclosure. Involvement of parents: In accordance with the provisions of the Children’s Online Privacy Act, we will notify parents when collecting personal information from children, and will seek parental consent before collecting, using and/or disclosing certain personal information from children. A parent may review and have deleted their child’s personal information, and may refuse to permit further collection or use of their child’s information by contacting the Learn-your-iq.com representatives listed below. Parents may consent to our collection and use of their child’s personal information without consenting to the disclosure of that information to others. How to get in touch with learn-your-iq.com: email terms@learn-your-iq.com. If you do not agree with these Terms and Conditions of Use, do not use the Web pages hosted by Learn-your-iq.com.